What you are calculating
A pregnancy is also a project with deadlines and money. Four calculators accompany the path from the first week back to work:
| Calculator | Typical question |
|---|---|
| Pregnancy week calculator | Which pregnancy week am I in, when is the due date? |
| Fertility window calculator | When were or are my fertile days? |
| Parental allowance calculator | How much parental allowance will I get? |
| Parental leave calculator | When does my parental leave start and end? |
The pregnancy timeline
Pregnancy is counted from the first day of the last period and lasts about 40 weeks (280 days). A value like "12+3" means 12 completed weeks plus 3 days. The week pregnancy calculator gives the due date and current week – optionally backwards from the due date.
| phase | Period (roughly) |
|---|---|
| 1st trimester | weeks 1 to 12 |
| 2nd trimester | weeks 13 to 28 |
| 3rd trimester | week 29 to birth |
| Maternity protection before birth | from 6 weeks before the due date |
| Maternity protection after birth | up to 8 weeks (12 for premature/multiple births) |
Maternity protection: the protected time around birth
Maternity protection is a statutory protected period. It begins six weeks ago the expected due date and ends eight weeks later birth – for premature and multiple births, and for the birth of a child with a disability, it extends to twelve weeks after birth.
Financially this time is covered by maternity pay from the statutory health insurance (up to 13 euros per calendar day) plus an employer top up that makes up the difference to the previous net wage. As a result, net income is largely preserved during maternity protection.
Parental leave: unpaid time off from the job
After maternity protection, parental leave follows for many. Key points:
- Duration: up to three years per child, usually until the third birthday.
- Splitting: up to 24 months can – with the employer's consent – be transferred to the period between the 3rd and 8th birthday.
- Application: for parental leave until the 3rd birthday, the request must reach the employer at least seven weeks before it starts.
- Part time: During parental leave, part-time work of up to 32 hours per week is possible.
When exactly your parental leave starts and ends is planned by the parental leave calculator around the due date.
Parental allowance: income during parental leave
Parental allowance replaces part of the lost income. There are two variants that can be combined:
| Variant | amount | Duration |
|---|---|---|
| Basic parental allowance | approx. 65–67% of net (min. €300, max. €1,800) | up to 12 months (14 with partner months) |
| Parental Allowance Plus | about half the basic amount | twice as long, ideal with part-time |
The expected amount is estimated by the parental allowance calculator from the net income before birth – including the sibling bonus and the logic of basic and Parental AllowancePlus.
Key deadlines at a glance
- 7 weeks before parental leave starts: written request to the employer.
- 6 weeks before the due date: start of maternity protection.
- After birth: wait for the birth certificate, then apply for parental allowance (paid retroactively for a maximum of three months).
- Health insurance: apply for maternity pay in good time.
Common misconceptions
- "Maternity protection and parental leave are the same." No – maternity protection is the paid protected period around birth, parental leave is the time off afterwards with parental allowance.
- "I get parental allowance automatically." It must be actively applied for and is paid retroactively for only three months.
- "During parental leave I may not work at all." Part time up to 32 hours per week is allowed; Parental Allowance Plus is designed for this.
Conclusion
Thinking about due date, maternity protection, parental leave and parental allowance together early on avoids missed deadlines and makes family income planning safer. Start with the week pregnancy calculator for the timeframe and check the financial side with the parental allowance calculator and the parental leave calculator.
Sources
- Maternity Protection Act (MuSchG) – gesetze-im-internet.de/muschg_2018
- Federal Parental Allowance and Parental Leave Act (BEEG) – gesetze-im-internet.de/beeg
- Federal Ministry for Family Affairs – parental allowance and parental leave – bmfsfj.de