Car & Household

Leasing calculator

The calculator combines loss of value, tied up capital and ongoing additional costs into a clear monthly charge.

Updated on Apr 21, 2026 Calculator, calculation path and examples on one page

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Calculator

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Related guide: Calculating real car costs – fuel, electricity, tax and financing

Examples

Typical calculations

Higher monthly rate, but no one-off payment.

Without special payment

Monthly burden: €513.42

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More kilometers per year.

Higher driving performance

Monthly burden: €776.31

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FAQ

Frequently asked questions

What is the residual value?

The calculated vehicle value at the end of the term. It has a strong influence on the monthly rate.

Why does the rate decrease when the special payment is high?

Because this means less capital has to be distributed over the term.

Are insurance and tax included?

Only if you enter them as an additional monthly cost.

Is leasing cheaper than buying?

This depends on the term, interest, residual value and your mileage.

Can I also use the calculator for commercial leasing?

Yes, as a first orientation. However, he does not take tax effects and special conditions into account.

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Sources and notes

Rule status and context

Method
Simplified leasing model consisting of loss of value, tied up capital and additional costs.