Classic financing
monthly rate: €432.99
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Car loan calculator
Monthly installment and total amount for an annuity loan – with optional down payment and final installment.
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Calculator
Examples
Typical calculations
With final installment
monthly rate: €507.47
Load this example0 percent
monthly rate: €333.33
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Frequently asked questions
What is a final installment?
A final installment is a remaining amount due at the end that can reduce the current monthly payment.
Does the calculator also calculate 0 percent financing?
Yes. The financed amount is then distributed linearly over the term.
Are insurance or vehicle costs included?
No, the calculator only looks at the loan.
Why is the first monthly payment more interest-heavy?
At the beginning, the remaining debt is higher, which is why the interest portion is larger.
Is the calculator suitable for comparing multiple offers?
Yes, especially when comparing interest rate, term and final installment.
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Sources and notes
Rule status and context
- methodology
- Calculation as an annuity loan with optional final installment.