Benefits & social support

Sick pay calculator Germany

The calculator checks 70 percent of the gross, 90 percent of the net and the contribution assessment limit.

Updated on Apr 21, 2026 Calculator, calculation path and examples on one page

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Related guide: Understanding pension, parental allowance, sickness benefit and unemployment benefit

Examples

Typical calculations

3,200 euros gross, 2,100 euros net.

Average income

Net sick pay per day: €55.19

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6,500 euros gross, 3,800 euros net.

Higher income

Net sick pay per day: €99.86

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1,900 euros gross, 1,420 euros net.

Part time

Net sick pay per day: €37.32

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FAQ

Frequently asked questions

When does sick pay start?

Usually after six weeks of continued payment, i.e. from the 43rd day of illness.

Why is the sick pay below my net benefit?

Because 70 percent of the gross and 90 percent of the net are checked and additional social security contributions are deducted.

How long is sick pay paid for?

Because of the same illness, a maximum of 78 weeks within three years.

Is sick pay taxable?

It is tax-free, but affects your tax return via the progression reservation.

Why is my health insurance company's decision different?

One-off payments, special cases and daily data from the health insurance company can change the result.

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Sources and notes

Rule status and context

source
National Association of Statutory Health Insurance Funds / German Pension Insurance / Federal Government
Stand
Calculation variables 2026, sick pay according to standard logic of the GKV.